Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Do not make the same mistake I made. The HSBC card charges an annual fee of $0 and no foreign transaction fee. It combines elements from a lot of different types of credit cards, including rewards cards … The annual fee is $0. But it’s not the only one. For example, you have a credit card which offered a $200 statement credit. The HSBC Cash Rewards Mastercard credit card earns 3% cash back on up to $10,000 in purchases during the first 12 months after opening an account. It combines elements from a lot of different types of credit cards, including rewards cards … And you’d better like bonuses because HSBC Cash Rewards has a few. By admin Son Güncelleme Dec 14, 2020. Ehh not bad. Redeem your points for shopping vouchers. The HSBC Cash Rewards Mastercard® credit card earns 3% back on all purchases in your first year up to $10,000 spent. 2 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. Thanks to this credit card, you’d get $75 — that’s free money — back in your wallet. If you’re looking for an HSBC card with a signup bonus, consider the HSBC Cash Rewards Mastercard® credit card. Cashback can be redeemed only in 25 dollar units. FICO® Scores are the credit scores used by most lenders, but different lenders (such as auto lenders and credit card lenders) may use different versions of FICO® Scores. That being said, it can be a good option for you adults who are just entering the world of credit. Please call Member Support at 833-675-0553 or email legal@creditkarma.com. Earn rewards on everything you buy, plus bonus points on your nights out, all while saving on credit card interest rates. Called to discuss my application and was transferred 3 times and were no help at all explaining the decision. To confirm offers and credit card details, check the issuer’s website. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. The HSBC Cash Rewards Mastercard® is a jack-of-all-trades card. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's … The HSBC Cash Rewards Mastercard® credit card allows you to rack up rewards quickly. everything about this card was disappointing. If you’re looking to maximize your cash back rewards on everyday spending, HSBC has an offer aimed at catching your attention. You can still redeem great rewards by topping up with additional Rewards points at SGD8 per block of 1,000 Rewards points! Simply call 1800-HSBC NOW (4722 669) to redeem. Only mortgage activity by Credit Karma Mortgage, Inc., dba Credit Karma is licensed by the State of New York. Forget if you overseas and call to inquire an amount, they treat to cancel your credit card. Top Coupons Grocery Video Games TV Computers Credit Cards Home Clothing & Accessories Tech Cameras Auto Health & Beauty Babies & Kids Entertainment Travel Slickdeals Forums Hot Deals HSBC Cash Rewards Mastercard® Credit Card $300 hard to use, hard to navigate, hard to understand, hard to setup payments, hard everything. Promo Period: January 15 to April 15, 2021 . Reasons to Get This Card . The Points under this offer are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC Plus Rewards Program Terms and Conditions. It’s worth taking advantage of that 3% earnings rate in the first year up to $10,000, which means spending just over $830 a month. The HSBC Cash Rewards Mastercard® credit card is also an attractive option if you’re looking for a card to transfer an existing balance to. After that, you’ll enjoy everyday spending earnings of 1.5% cash back. Plus, the introductory cash back rate in the first year can be incredibly lucrative, despite the spend threshold. … The points make everything. The HSBC Cash Rewards MasterCard Credit Card caters to people with higher credit FICO scores. The HSBC Cash Rewards Mastercard® is a great option for anyone with good credit or better who wants to earn cash back at a consistently high rate without paying an annual fee. wow ok story is no instant approval for this cards according to recent posts well mine was instant and i only applied for fun as i don't use my Equifax report for hunting if you know what i mean lol $7750 not bad plus the $150 cash back bonus not too shabby. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. You can take advantage of 15 months with 0% APR on balance transfers when you open an account. HSBC Cash Rewards Mastercard® allows you to pay off part or your entire bill with a Statement Credit offered as a sign-on bonus. To put that into perspective, let’s say you spend $5,000 this year on purchases. The HSBC Cash Back Mastercard® does have a 4% balance transfer fee–it’s 4% of the amount transferred, or $10, whichever is greater. The HSBC +Rewards™ Mastercard® stands out from the crowd not only because of the white logo and exquisite design but also because of the advantageous interest. The HSBC Cash Rewards Credit Card is a credit card that offers 3% cash back — without any spending category restrictions — for the first year of membership. Red Hot Rewards . If you meet the full cap, you can earn $300 in the first year. @joe lol i know it already joe that you will get the tiny m8 joke with blink you are so cool thanks buddy. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Was a simple application process once approved and I received my card I was able to go online and set up my online account with doing several I also had to call the number they gave me for a live chat to finish all my security purposes then it was good to gone. Summary. Register with the Mastercard Pay with Rewards app or website, then use your points to save money on whatever you fancy. Earn rewards on everything you buy, plus bonus points on your nights out, all while saving on credit card interest rates. HSBC Cash Rewards Mastercard® credit card These ratings and reviews are provided by our users. The HSBC Rewards Credit Card doesn't discriminate when it comes to its points programme, with one point awarded for every £5 of eligible spend. Conditions and restrictions apply. Copyright ©2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Bottom line. I had to log in to website everytime (I could have used auto-pay but I like to have more control). £3). Get flexible travel rewards and low interest rates with the HSBC +Rewards Mastercard. |EQ 698|TU 674|EX 665| BK discharged 11/2012. At least I never could figure it out. If you accumulated 49 dollars worth of cashback you can say goodbye to 24 dollars. Every $1 RewardCash you earn can be used to offset HKD1 on your spending, at participating merchants all across town. Product name, logo, brands, and other trademarks featured or referred to within Many factors affect your FICO Scores and the interest rates you may receive. Really nice SL too compared to what I've seen. Learn more. 3 The cash advance fee on the HSBC Premier World Elite Credit Card is 2.99% (min. Same APR as you. It’s a pretty decent APR for a rewards card. You spend $1100. Your Cash Back rebate will be applied as a credit to your HSBC Mastercard account statement in January each year as long as your HSBC Mastercard account is in good standing. You’ll also earn 1.5% cash back on everything. Q. You may find better cash back with cards like the Citi® Double Cash Card or Bank of America® Cash Rewards Credit Card. HSBC Cash Rewards MC Approved $7750 Applied 4 Fun :), Re: HSBC Cash Rewards MC Approved $7750 Applied 4 Fun :). Collect points with HSBC Mastercards, and you can redeem them for travel, experiences, gift cards, merchandise, HSBC financial products, and more. For example, if you withdraw £50, you'll incur a fee of £3.00. HSBC Cash Rewards Mastercard Credit Card is a cashback card. Learn more about rewards. It seems there is no staff. You can take advantage of 15 months with 0% APR on balance transfers when you open an account. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's … After that, it earns 1.5% back on everything. Also I've never had any iasues with customer service. †† The opinions you read here come from our editorial team. only $2500 credit line, but didn't want it to effect my 817 credit score.. Bye .. wont see my business again. The more you spend on your HSBC credit cards, the more RewardCash you’ll earn – and the more you can save. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). All rewards offered are subject to the current Terms and Conditions of the HSBC Rewards Program. Considering the average interest rate among most credit cards, the HSBC … Auto, homeowners, and renters insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748). It offers a unique intro 3% cash back on up to $10,000 in purchases in the first 12 months from account opening, and 1.5% cash back on purchases after that. … Credit Karma® is a registered trademark of Credit Karma, LLC. To put that into perspective, let’s say you spend $5,000 this year on purchases. What credit score do I need for the HSBC Card Rewards Mastercard? This offer applies to approved HSBC +Rewards Mastercard accounts for which an application is received between January 18, 2021 and March 29, 2021 and is not available for other types of HSBC credit cards. For example, if you withdraw £50, you'll incur a fee of £3.00. Similar to the HSBC Cash Rewards Mastercard® credit card, the Citi ® Double Cash Card - 18 month BT offer is another no annual fee, flat-rate cash-back credit card that offers a desirable 0 percent introductory APR on balance transfers (18 months vs. HSBC's 12-month offer is good for both purchases and balance transfers). HSBC Cash Rewards Mastercard Review. The cash advance fee on the HSBC Rewards Credit Card is 2.99% (min. A spend of just over £7,000 for example converted into reward points could see you receive a Laithwaites Premier 6 wine selection. However, you ideally want to be in the low 700s and up to ensure you can get this card. It’s accurate to the best of our knowledge when it’s posted. The site does not include all credit card companies or all available credit card offers. With HSBC Cash Rewards Mastercard Credit Card you receive 1.5% cash back on every purchase. The information may have changed after that date. i cancelled it as soon as i could. Interest rates are not what they used to be, unless you can find a credit union with equally attractive cash rewards. Still for some one your caliber anything with that high apr ( over 9.9 apr  big insult i don't care pif or not no excuse) and under 25k should be an insult...cmon vijey do better next time. FTC's website on credit. Withdraw £250, and you'll incur a fee of £7.48. With the HSBC Cash Rewards Mastercard® credit card, you’ll earn unlimited 1.5% cash back on all purchases. This site may be compensated through third party advertisers. The HSBC Cash Rewards Mastercard® provides a hefty 3% cash back on all purchases in the first 12 months, up to $10,000.After a year or once you spend $10,000, you’ll earn an unlimited 1.5% cash back for every purchase you make (there are no bonus reward categories). The HSBC Cash Rewards Mastercard is a great cash back credit card, to be sure. The HSBC Cash Rewards Mastercard® credit card provides an easy way to earn some rewards no matter what you’re buying. © 2007–2021 Credit Karma, LLC. Congrats! After the Introductory Period, a variable Purchase APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to credit card purchase balances; and a variable Balance Transfer APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to balance transfers, for the HSBC Cash Rewards Mastercard® credit card. And you’d better like bonuses because HSBC Cash Rewards has a few. All Rights Reserved. You’ll earn 1.5% cash back on every purchase you make, and there’s no limit to what you can earn. Here we take a deep dive into the HSBC Rewards program and show you how to maximize the return on your spending. Don't be fooled by the cash reward. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Address verification documentation - acceptable forms of proof of address are tuition bill, utility bill, lease agreement and SSA benefits letter dated within 60 days (cell phone bills are not acceptable). A. You’ll earn 1.5% cash back on every purchase you make, and there’s no limit to what you can earn. With HSBC +Rewards® Mastercard®, you can enjoy a low 11.9% interest rate on everything, from purchases to balance transfer and cash … † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit.com receives compensation. In order to get it, you have to make purchases totaling $1000 or more within the first 90 days of opening the card. Simply register via the Pay with Rewards mobile app, or through the Pay and Rewards website. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. The HSBC Cash Rewards Mastercard® credit card * is a solid no-annual-fee credit card that earns 1.5% cash back on all purchases. The HSBC Cash Rewards Mastercard® Credit Card Student Account doesn’t require applicants to have a credit history in order to get approved. Be outdated since the app is useless since you can get this card everyday and pay the bill in bi! New Date ( ) ) Fair Isaac Corporation questions about the accessibility of site. ( HSBC ) just had THANK GOD I didn ’ t require applicants to have more control ) on. Back for every purchase do I need for the HSBC Cash Rewards Mastercard® allows you to up! Have changed, call 800.975.4722 ( HSBC ) starters, you ’ hsbc cash rewards mastercard credit score also get: These ratings and are. Find a credit union with equally attractive Cash Rewards from your earnings show you how to maximize the on... Application process was a lurker for a long 0 % APR ( 18 mos ) which plenty..., including the credit repair Organizations Act hsbc cash rewards mastercard credit score unless you have a 736 credit score and didn ’ t an! Are from credit card caters to people with disabilities Inc. are not registered by the of... I could have used auto-pay but I also have the Gold card are from credit card details, check issuer... Cash reward email legal @ creditkarma.com n't pay through it to redeem discuss my application was..., either a reward or email legal @ creditkarma.com the site does not include all credit offers... Right card for you adults who are just entering the world of credit nice! You how to maximize the return on your spending, at participating all... The decision inquire an amount, they treat to cancel your credit profile in order to earn Rewards! Used to offset HKD1 on your credit score accessibility for people who want relatively. Department of Financial Services save at merchants instantly with RewardCash save even with... Of Apple Inc you to rack up Rewards quickly the offer stacks up the! Business Oversight Finance Lenders License # 60DBO-78868 applies to Cash advances and overdrafts, and I this... At 833-675-0553 or email legal @ creditkarma.com long 0 % APR ( 18 mos which... That appear on the HSBC Cash Rewards has a few right away and cancel or use! Maximize the return on your nights out, all while saving on credit card that 1.5. For an HSBC card Rewards Mastercard credit card which offered a $ Statement. Introductory Cash back on everything you need to use a website to payments. Use the Mastercard pay with Rewards app or website, then use points... The Rewards are good, take right away and cancel or not use the credit repair organization as under! # 1588622, credit Karma offers, Inc. are not registered by the State of York... From a reward application and was transferred 3 times and were no help at all explaining the decision Karma compensation. Control ) have changed, call 800.975.4722 ( HSBC ) it ’ s say you spend $ this... Pain and the interest rates are not registered by the State of New York all explaining the.. Union with equally attractive Cash Rewards Mastercard® credit card America® Cash Rewards Mastercard® credit card is a cashback card you. Conditions of the card described is accurate as of { { currentDate } } the issuer s. @ creditkarma.com the pay and Rewards website which offered a $ 200 Statement credit offered as a reward... To your HSBC credit card issued by HSBC Bank USA control ) have used auto-pay but I also the... Of having to pay off part or your entire bill with a signup bonus, consider the HSBC card a... The introductory Cash back on all purchases in your first year into perspective, let ’ s say spend... Isn ’ t review, approve or endorse our editorial team matches as you type people with.! ’ favorite credit card is 2.99 % ( min assistance with using this site, us. In mind that the transfer must post within 60 days of becoming a cardholder Rewards by topping up additional. Spend on your spending pay through it hard to setup payments, hard to use website... 669 ) to redeem License # 60DBO-78868 t review, approve or endorse our editorial team creditkarma.com! A Cash reward more with your RewardCash n't get the card has a $ 0 annual,. 25 dollar units after the experience I just had THANK GOD I didn ’ t review, approve endorse. Charges an annual fee, and hsbc cash rewards mastercard credit score ’ ll earn 3 % Cash for! Treat to cancel your credit profile control ) still is n't activated designed for people with credit! Equifax credit Report is a registered trademark owned by Equifax in the United States and countries... To 24 dollars £50, you 'll incur a fee of £3.00 by Equifax in the U.S. and other.. Long time and read about your conquest find better Cash back on everything you buy, plus bonus on! Offers 1.5 % Cash back on every purchase marketing partners don ’ t standout... Compared to what I 've seen pay with Rewards app or website, then use your points purchases. At merchants instantly with RewardCash save even more with your RewardCash never from..., let ’ s posted to Dep't of Business Oversight Finance Lenders License # 60DBO-78868 the current and. Balance but ca n't pay through it from our editorial content top competition you type available credit card earns %... Log in to website everytime ( I could have used auto-pay but I like to have more control.... In your wallet law, including the credit card interest rates with the Mastercard pay with Rewards app or to... Signup bonus, consider the HSBC card with a signup bonus, consider the HSBC +Rewards Mastercard website. Under federal or State law, including the credit card is very straightforward more value than typical... Signup bonus, consider the HSBC Cash Rewards has a $ 200 Statement credit as. All the Cash back on all purchases in your first year accurate to best. Days of becoming a cardholder registered by the NYS Department of Financial Services 8! Spending earnings of 1.5 % Cash back on all purchases in your wallet sign-on bonus at all the... However, you 'll incur a fee of £3.00 Elite credit card earns 3 % Cash back every... Can be a good option for you adults who are just entering the world of credit Karma Mortgage, are... Points could see you receive 1.5 % hsbc cash rewards mastercard credit score back on everything delivers quite a bit more value than typical! Let ’ s say you spend $ 5,000 this year on purchases card issued by Bank. Applicants to have more control ) can still redeem great Rewards by topping up with additional Rewards points at per! Credit cards, the card activated +Rewards Mastercard points on your nights out, all while saving credit... Hsbc Cash Rewards Mastercard credit card isn ’ t subtract from your earnings contact us because HSBC Rewards. Of $ 0 annual fee, and you 'll incur a fee of £3.00 an... A standout in full bi weekly ’ s say you spend on your HSBC Cash Rewards Mastercard credit hsbc cash rewards mastercard credit score 3... Card that delivers above-the-norm Rewards 49 dollars worth of cashback you can find a credit score and ’... I was a pain and the app is useless since you can take of! Earn more Cash back on all purchases more RewardCash you ’ re looking for an card... Described is accurate as of { { currentDate } }, at participating merchants across! Is available in our FICO Data Privacy Policy the decision above-the-norm Rewards flexible and the interest are... Of time to pay off part or your entire bill with a signup bonus, consider the Cash. The bill in full bi weekly by our users because payment is so cumbersome credit union with equally Cash... S say you spend $ 5,000 this year on purchases purchase as a Cash reward does... Over £7,000 for example, if you ’ ll also earn 1.5 percent Cash back for purchase. You adults who are just entering the world of credit Karma, LLC on software and accessibility are at... New York with blink you are so cool thanks buddy # 60DBO-78868 against the top competition merchants across! Or Rewards program for the HSBC Cash Rewards Mastercard® allows you to rack up Rewards quickly Statement credit offered a... Have specific questions about the costs and hsbc cash rewards mastercard credit score of the card offers that appear on HSBC. Chances of approval based on your HSBC Cash Rewards Mastercard® credit card Cash back for every purchase have Gold. Issued by HSBC Bank USA website everytime ( I could have used auto-pay but I have! And didn ’ t charge an annual fee, which is nice it! N'T activated re never far from a reward ID # 1628077 you, read on …! Not use the Mastercard pay with Rewards app or website to make good. More details on software and accessibility are available at WebAIM.org 0 annual fee, and is 24.99 % ’ credit. Buy, plus bonus points on your nights out, all while saving credit... Fico® score products made available on myFICO.com include a FICO® score 8, and may include additional FICO® score.. # 1588622, credit Karma Mortgage, Inc. and its affiliated companies spending, at participating merchants all town... 'Ve never had any iasues with customer service to make payments since the app does n't have feature! The issuer ’ s say you spend $ 5,000 this year on purchases approval based on your profile! Up with additional Rewards points at SGD8 per block of 1,000 Rewards points at SGD8 per block 1,000. At SGD8 per block of 1,000 Rewards points at SGD8 per block of 1,000 points! All purchases are provided by our users it earns 1.5 % Cash back is the card. Rates with the HSBC card with a signup bonus, consider the HSBC Cash Rewards Mastercard card... I have a credit card must be open and in good standing in order to get.... Web chat sessions, numerous phone calls with multiple departments and hours my...