If we are able to provide you an approval, the confirmation page and email will also display your credit limit. Your Visa Card Guide to Benefits Wells Fargo Visa Consumer Credit Card Section 1 — Shopping Benefits Panel ... Wells Fargo Consumer Credit Card cardholder for damage to or theft of or involuntary and accidental parting of Your cell phone. Obviously the WF has an advantage … The Visa Signature … The APRs applicable to your account will be determined by our review of your credit report, information you provide on your application, and other relevant information available to us. A consumer report from consumer reporting agencies will be obtained in considering this application and for the purposes of any update, renewal, extension of credit, review or collection of the account. You agree that the Bank will determine the amount of credit extended, as well as which product you qualify for, based on the Bank's review criteria. Next step: apply for Wells Fargo Platinum card. Check out the Chase Sapphire Preferred review to see how you can get the most out of this super popular credit card. This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card. All rights reserved. For details on other options, please visit www.wellsfargo.com/checking/overdraft-services/. Be sure to check the terms and conditions of the account to see if an annual fee applies. I am looking for advice on upgrading my Wells Fargo Platinum to Wells Fargo Visa Signature card. The Wells Fargo Visa Signature® Card doesn’t offer rewards that transfer to airline miles, but as you’ll see, that shouldn’t be a deal-breaker since it gives you the opportunity to earn an impressive 4.5% back in travel rewards on many of your purchases. Finally, you can get a signup bonus worth up to $750 in award travel. You authorize the Bank to obtain information from others to investigate your credit, employment and income history and state records including state employment security agency records and to report information regarding your account to consumer reporting agencies. What is the difference and how do i go about getting the platinum version? It doesn’t offer a signup bonus or many of the normal perks you’d find in a travel … The "Margin" for purchases and balance transfers will be 13.24 to 21.24 percentage points, based on your creditworthiness. This application is for a credit card with Wells Fargo Bank, N.A. They offer a selection of cards for every type of credit card user, from credit … While making a balance transfer may be beneficial to you, balance transfers also may have limitations and/or fees associated with them so please consult your account agreement before making a balance transfer. We’ll also give more examples that can help you decide which option best suites you. View the current offers here.. The minimum payment amount may vary monthly depending on account activity; you may find your current minimum payment on your current monthly billing statement. However, some customers don’t like the fact that they didn’t receive a Visa Signature card. Ditto for Mastercards. Visa Signature. The Visa Platinum at one time was the best Visa credit card tier. For Credit Card Tips from the Consumer Financial Protection Bureau. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. The Chase Freedom Unlimited® will either be a Visa Platinum or Visa Signature. For specific account-related questions or comments, please visit Customer Service. There may be other options available to protect against overdraft that may be less costly. Wells Fargo Platinum Visa® Card: learn about its fees, perks, and rewards. Find an ATM or banking location near you. Cellular Telephone Protection coverage begins the first day of the calendar month following your first cell phone billing on your Wells Fargo Consumer Credit Card, and remains in effect when you continue to charge your total monthly cell phone bill to your Wells Fargo Consumer Credit Card. Visa Platinum and Visa Signature cards offer various fringe benefits that most people don’t know much about. I have a gold check card with the visa logo but i have seen ppl with a platinum version. The Wells Fargo Platinum Card is a popular card for its long introductory APR deal for new cardholders. Call your cellular provider (or sign on to their website) and request to set up automatic payments. Please enable JavaScript on your browser and refresh the page. Enjoy a low intro APR for 18 months. Please refer to your offer specific disclosures for more details. You get a nice, long introductory 0% APR period on both purchases and balance transfers, plus no annual fee. Availability may be affected by your mobile carrier’s coverage area. Some of the key Visa Signature benefits include: The Visa Platinum is the second tier of the four Visa credit card types. Coverage does not apply to cell phones that are rented, borrowed, or received as part of a prepaid plan. Apply online now. You’ll get free access to your FICO Score 9, based on your Experian credit report, Cell Phone Protection, and other Visa Platinum … Wells Fargo Platinum card: Best if you plan to finance a large purchase These credit cards also offer many benefits that you can enjoy. Either $10 or 5% of the amount of each advance, whichever is greater. You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. You can begin qualifying for select Visa Signature credit cards with a 670+ credit score. Credit card subject to credit qualification. Your mobile carrier’s message and data rates may apply. 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